The American Express® Gold Card

The American Express® Gold Card

Golden Times and Experiences

The American Express® Gold Card complements your journeys in the most perfect ways. With No Pre-set Spending Limit and other great benefits, your journeys are bound to become memorable moments!

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1000+ Airport Lounges

Your exclusive travel experience starts at the airport. The Priority Pass Membership from American Express grants you access to over 1000 airport lounges regionally and worldwide (your upgraded membership is complimentary). This applies to all classes of travel, including Economy, wherever a Priority Pass lounge is located. If you’re travelling with guests, you can extend these benefits to them, so they can enjoy complimentary refreshments and access to business facilities. (Facilities vary in each lounge).

International Wi-Fi Service

Unlimited free Wi-Fi service is at your service with Boingo. You can now stay connected at more than 1,000,000 hotspots including airports, cafes, restaurants, etc. around the world.

A Gourmet Experience

Deciding which cuisine to pick is the hard part. The rest is taken care of. Get a 20% discount or complimentary free meals at your favorite restaurants globally for an enjoyable culinary experience throughout your journey.

Rent-a-Car Privileges

With a Gold by your side, your ride is unique. A «Hertz Gold Plus Rewards» membership grants you a 10% discount on car rent, an upgrade to match your luxury taste, and a complimentary driver to ensure your comfort.

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Key Benefits

The Gold Card Go places in style.

Wherever you go, the American Express® Gold Card complements your life with more benefits and added value. With No Pre-set Spending Limit, you can make the most of the Gold Card experience.


Special Rent-a-Car services

Explore beyond the usual with American Express. Your Gold Card gives you a «Hertz Gold Plus Rewards» membership with 10% discount, an upgrade to match your taste and a complimentary driver to equal your luxury, so you explore your way with peace of mind.

Taste from American Express Invites

Shall we serve up a world of mouthwatering memories? The Gold Card gives you up to 20% discount or complimentary free meals at your favorite restaurants globally so you experience a new taste in your journey.

Taking you to new heights

With No Pre-set Spending Limit*, you are free to spend as much as you’ve shown us you can afford with your American Express ® Gold Card as your purchasing power adjusts with the use of your Card.

* No Pre-set Spending Limit does not mean unlimited spending, your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account.

Unlimited International Wi-Fi Service

As an exclusive privilege to American Express Cardmembers, you can enjoy unlimited free Wi-Fi service with Boingo. Boingo is available in more than 1,000,000 hotspots including airports, cafes, restaurants, etc., all over the world.

Worldwide Airport Lounge Access program

Express and Priority Pass. Enjoy access to the world’s largest airport lounge program covering over 900 airport Express and Priority Pass. Enjoy access to the world’s largest airport lounge program covering over 900 airport lounges, not only in the region, but worldwide – your upgraded membership is complimentary. This applies to all classes of travel including Economy wherever a Priority Pass lounge is located. Cardmembers travelling with guests can extend this benefit and enjoy complimentary refreshments plus access to business facilities. (Facilities in each lounge vary).
Your American Express® Gold Credit Card entitles you to FREE Membership and 1 FREE lounge visit per year. To enter the lounges, you should present your Priority Pass Digital membership Card and not The American Express Card.

Membership Benefits

No Pre-set Spending Limit

The freedom to spend more is all yours. The No Pre-set Spending Limit* enables you to spend as much as you’ve shown us you can afford with your American Express ® Gold Card. Your purchasing power adjusts to the use of your Card.
* No Pre-set Spending Limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, payment history, credit record, and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account.

Supplementary Cards

Benefits are even better when shared with your family members (of ages 18+), so grant them the joy of Supplementary Cards (SAR 375 or US$ 100). You’ll also receive Membership Rewards points on all their spending when they use their American Express® Gold Card. Click here to apply

Online Account Access

You can keep your eyes on your Card account at all times. Login to check your credit limit, balance, statements, outstanding bill amount, your next billing date, and transactions over the past 12 months.

Card Replacement

Worrying about a lost or stolen Card is a thing of the past. If your Card is lost or stolen, we’ll send you a Replacement Card as quickly as we can manage it, almost within 48 hours.

Companion Credit Card

Travelling with a companion is always a plus. Enjoy the benefits of a free American Express® Gold Credit Card as your Companion Credit Card. Click here to apply

Payment Convenience

Your due balances are no longer a burden. Pay them off in whatever way you prefer: ATMs, via phone or the internet with the quick and convenient SADAD service, Direct Debit or SARIE Bank Transfer.

Detailed Updates

Your Card updates will arrive at your chosen address. Receive your free Annual Summary of Charges at the end of the year, with a detailed report on your Gold Card usage by category: airlines, hotels, shopping, etc.

Dual Currency

You’re not limited to one currency. You can choose whether your account will be billed in Saudi Riyals or US Dollars.

Wide ATM Reach

Cash is within easy reach no matter where you are. If you’re in Saudi Arabia, you can withdraw cash weekly from any Saudi Investment Bank ATM. If you’re overseas, just use any of the 800,000 ATMs with Express Cash™.

Instant Notifications

You Card is protected against unauthorized or fraudulent attempts. Every time you use it, even with declined attempts, you will receive an instant SMS and email as confirmation and reassurance.

Lifestyle Benefits

Membership Rewards® Points

Your everyday purchases are worth more than you know because you can turn them into Membership Rewards® points. Easily redeem these points for a wide range of exclusive rewards including air tickets, upgrades, hotel stays, leisure breaks, and shopping. Every US$ 1 you spend on your Card is equivalent to 1 Membership Rewards® point.

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Global Offers

The world is your new mall thanks to the exciting monthly offers from our wide range of international partners. Enjoy designer brands, exquisite fine dining, and travel experiences with American Express Selects™.

Fraud Protection

Your Gold is fraud-proof. With Retail Protection, everything you buy with your Card is protected for 90 days against theft, loss, or damage for SAR 3,750 (US$ 1,000) per incident and up to SAR 180,000 (US$ 48,000) per year. In addition, Online Fraud Protection Guarantee means that your online purchase is 100% risk free, so you will never be subjected to any unauthorized charges.

Travel Accident & Inconvenience Insurance

Your peace of mind is an utmost priority any time you travel. Benefit from an immediate Travel Accident Insurance with legal and medical assistance coverage of up to SAR 937,500 (US$ 250,000). In addition, benefit from an immediate Travel Inconvenience Insurance of up to SAR 1,500 (US$ 400) against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays, and SAR 3,750 (US$ 1,000) against luggage loss.

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